How we help
How to approach the insurer, what they actually cover, who to call, what to document, and how to get through restitution and the court process. We guide you, step by step. No case is too small.
They totaled it and gave you a number. We help you check how they got it and prepare your own case for what it was really worth, so you can push back with evidence.
Good for: “take it or leave it” offers, low comparables, missing options
“We don’t use OEM parts.” We help you find what your policy and your state’s rules actually say, and coach you on asking for it in writing.
Good for: newer vehicles, safety parts, lease or loan requirements
When a crash leaves your vehicle worth less, or a court can order the at-fault driver to pay you back, the paperwork matters. We walk you through building it, clearly.
Good for: restitution claims in criminal cases, diminished-value claims
Told there’s nothing to collect? We help you figure out which policies might apply, including your own uninsured/underinsured coverage, and what to file.
Good for: DUI crashes, uninsured drivers, “you won’t get a dime”
If you got a “no,” a stall, or a number that feels wrong, we help you find out why and help you push back with evidence. Includes a plain-English policy review.
Good for: rental denials, slow claims, “am I even covered?”
Small claims, appraisal clauses, complaints, restitution hearings: we walk you through the steps and deadlines so you show up prepared if you handle it yourself. When you need an attorney, we’ll say so and help you show up ready.
Good for: people handling it themselves, or injuries and bigger losses
We help you understand and organize. You make the decisions and send the letters. We don’t give legal advice or represent you in court.
If it goes to court
If your claim or restitution ends up in front of a judge, we’ll help guide you through it, so you walk in informed, organized, and as prepared as possible to give yourself the best chance.
With your written permission, and only where it’s lawful and authorized, we can communicate with insurers and other offices for you. We don’t represent anyone in court. There, you speak for yourself or through a licensed attorney. Where we can’t speak for you, we prepare you to speak for yourself or connect you with a licensed professional.
When you need licensed help, like an attorney, we’ll tell you straight and point you to the right kind of professional. We’ll also help you show up to that meeting organized.
Small claims, restitution hearings in a criminal case, appeals: the steps, the forms, and the deadlines, laid out in plain words.
Where to go, who will be there, roughly how it runs, and the kinds of questions you may be asked. No surprises.
Reports, photos, estimates, receipts, comparables, and a clear timeline, organized and copied the way you’ll need them.
We help you put together a short, calm, clear summary and practice it, so you can speak for yourself with confidence.
Guidance and preparation only, not legal advice or legal representation. No guarantee of any court outcome.
How working with us works
A free first conversation. Give us the short version, messy details and all.
Who to call, what to ask for, what to document, and the deadlines, laid out in plain words.
We walk with you through every call, letter, and filing, and help you prepare to speak up for yourself.
Fair, low-cost, no overpaying. The point is to help you keep more of what you’re owed, not spend it on getting help.
Why listen to us
In our most recent case, a DUI crash that totaled our truck, we got over $30,000 more than we were originally told: $10,000 more from the insurer and $21,000 in restitution. We did it ourselves, without a lawyer. An example, not a promise.
What it costs
Fair, low-cost, no overpaying. Your first conversation is always free. After that, most help is a small flat fee we quote before we start. No surprises, no cut of your settlement. The goal is for you to keep more of what you’re owed.
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Reminder: we’re consultants, not lawyers. We don’t give legal advice or represent you in court, and we can’t guarantee any outcome.
That’s normal. Tell us the story and we’ll guide you to the right starting place. Let us help you handle it.